I've been offered a '99 chrysler sebring convertible with 61k. Is this something to look into? Or should I stick with looking for a japanese which is what I have been doing - toyota, mazda, nissan, etc.
Are chryslers reliable cars?
I would make sure that the transmission has been serviced. As far as convertibles are concerned, the Sebring is on the top of the list for construction. A car is only as good as the care given by the previous owner.
Are chryslers reliable cars?
I personally like North American made cars due to trying to support my fellow North American workers. But coming from a quality assurance/automotive background the Japanese made cars are of a higher quality standard due to strict manufacturing guidelines that are followed during the manufacturing assembly. If you check this website below though, you can look up any car/truck to see if there are/were any type of recalls with it.
Reply:Generally not
Reply:Car Quality is pretty much indistiguishable between US and Japanese manufacturers within the first five years of ownership. From five years forward, the Japanese quality stands out.
Make sure to get a CarFax report and have a mechanic check it out before you sign anything.
Reply:Chrysler cars are reasonable in reliability. Their main problem is misunderstanding in servicing their 4 speed automatic transmissions.
Most mechanics think Dexron is an universal oil for automatic transmissions. But it is death to a Chrysler.
Never put Dexron in a Chrysler trannie.
Use only Mopar ATF-4. You'll have no problems with the transmissions.
The benefit of buying a used Chrysler is that they depreciate like crazy. The same year and mileage Toyota will be much more expensive. So used Chryslers are very good values.
Reply:Definitely not that Chrysler.
Reply:not very
an definitely not a sebring.
especially 01 to 05's
flowers get well
Sunday, March 14, 2010
My motor goes out two months after i bought it.....what should i do????
My parents and I decied to buy a car. So we did some reaserch on the internet, and we found a car dealership in Stone Moutain Ga. So we took a ride to the car dealership to see if we could find a car, and we found something that we liked. So my mother put a down payment on the car in order for the salesmen to hold the car. Ok so we made the agreement with the salesmen that we would make the remaining payments until the car was paid for. Then about 2 days later we go back up there and he has sold the car after making the agreement with us, saying that he would not. So he promises to find us another car but better. So he dose, we see and like the car and we make some more payments, and he lets us take the car home but he dose not give us the title. He gave us a 30 day lisense and in the 30 days of having the car the motor goes out. Now the salesmen don't wanna do anything about getting the car fixed. What should I do clearly they sold us a lemon.
My motor goes out two months after i bought it.....what should i do????
if i were you, i wouldn't be on yahoo answers
they most definitely took you for a ride if what you said was true. you need professional help on this one.
very bad business, i would contact the better business bureau as well as long as what all you said were true
My motor goes out two months after i bought it.....what should i do????
You could probably report it to the Better Business Bureau. They might give you info on what you can do. I hope you have these agreements you made with them down on paper.
Reply:Because you blew up the engine does not make it a lemon. A lemon applies to new cars that have to go back to the dealer 5 or more times for the same problem.
You bought a used car. It is your responsibility to have an independent inspection done BEFORE you purchased the vehicle.
Just because it looks good, it doesn't make it run good.
In California if the salesman sold the car you put a down on, they would be liable to get the car back for you.
Did you buy the car "as is" without warranty? If so, there is nothing you can do about it.
What caused the engine to go? High miles, no water, no oil, bad head gasket......there are many factors that can kill an engine.
Reply:For one thing it's a used vehicle, so the lemon law would not apply. You could contact the attorney generals office for your state and seek advise from them. So was this a buy here pay here lot? also did you have a mechanic inspect the vehicle in the 30 days? Also did you beat the car up while driving it?
The (somewhat) technical definition of what constitutes a vehicle that is a "lemon" is: ANY NEW VEHICLE that has a substantial problem that isn't fixed within a reasonable number of attempts, or that has had a certain number of days out of service. But how do you define the meaning of "substantial problem," "reasonable number of attempts," and "certain number of days" when it comes to dealing with a problem car? There are general federal and state lemon laws that you can turn to, to see if your lemon fits the bill and, if it does, what you can do about it. Three sets of laws apply to defective vehicles and products in the United States.
1. The Magnuson-Moss Warranty Act
Magnuson-Moss is a federal law that protects the buyer of any product that costs more than $25 and comes with a written warranty. The act prevents manufacturers from drafting grossly unfair warranties. It also makes it economically viable to bring warranty suits by providing the award of attorney's fees.
2. The Uniform Commercial Code
The UCC applies to all 50 states (and D.C., Puerto Rico, etc.) and covers contracts dealing with the sale of products. The UCC gives the consumer the right to a refund or replacement of a lemon. The UCC, however, does not define a Lemon, so it's up to a court to decide if an auto company must give you a refund or a new car. The Magnuson-Moss act and many state lemon laws also provide for attorney fees under the UCC.
3. State-Specific Lemon Laws
Most state lemon laws specify that a manufacturer must provide a refund or replacement for a defective new vehicle when a substantial defect cannot be fixed in four attempts, a safety defect within two attempts or if the vehicle is out of service for 30 days within the first 12,000 to 18,000 miles or 12 to 24 months.
Success in using state lemon laws depends upon three things: keeping good records, providing the right notice, and using arbitration programs where required. As with all cases involving two or more parties, it is important to document the transaction. When it comes to dealing with auto manufacturers and dealers, it's even more important. The car business is the big leagues -- you're dealing with professionals who will do just about whatever it takes to win.
Reply:SUE THEM!!!!
My motor goes out two months after i bought it.....what should i do????
if i were you, i wouldn't be on yahoo answers
they most definitely took you for a ride if what you said was true. you need professional help on this one.
very bad business, i would contact the better business bureau as well as long as what all you said were true
My motor goes out two months after i bought it.....what should i do????
You could probably report it to the Better Business Bureau. They might give you info on what you can do. I hope you have these agreements you made with them down on paper.
Reply:Because you blew up the engine does not make it a lemon. A lemon applies to new cars that have to go back to the dealer 5 or more times for the same problem.
You bought a used car. It is your responsibility to have an independent inspection done BEFORE you purchased the vehicle.
Just because it looks good, it doesn't make it run good.
In California if the salesman sold the car you put a down on, they would be liable to get the car back for you.
Did you buy the car "as is" without warranty? If so, there is nothing you can do about it.
What caused the engine to go? High miles, no water, no oil, bad head gasket......there are many factors that can kill an engine.
Reply:For one thing it's a used vehicle, so the lemon law would not apply. You could contact the attorney generals office for your state and seek advise from them. So was this a buy here pay here lot? also did you have a mechanic inspect the vehicle in the 30 days? Also did you beat the car up while driving it?
The (somewhat) technical definition of what constitutes a vehicle that is a "lemon" is: ANY NEW VEHICLE that has a substantial problem that isn't fixed within a reasonable number of attempts, or that has had a certain number of days out of service. But how do you define the meaning of "substantial problem," "reasonable number of attempts," and "certain number of days" when it comes to dealing with a problem car? There are general federal and state lemon laws that you can turn to, to see if your lemon fits the bill and, if it does, what you can do about it. Three sets of laws apply to defective vehicles and products in the United States.
1. The Magnuson-Moss Warranty Act
Magnuson-Moss is a federal law that protects the buyer of any product that costs more than $25 and comes with a written warranty. The act prevents manufacturers from drafting grossly unfair warranties. It also makes it economically viable to bring warranty suits by providing the award of attorney's fees.
2. The Uniform Commercial Code
The UCC applies to all 50 states (and D.C., Puerto Rico, etc.) and covers contracts dealing with the sale of products. The UCC gives the consumer the right to a refund or replacement of a lemon. The UCC, however, does not define a Lemon, so it's up to a court to decide if an auto company must give you a refund or a new car. The Magnuson-Moss act and many state lemon laws also provide for attorney fees under the UCC.
3. State-Specific Lemon Laws
Most state lemon laws specify that a manufacturer must provide a refund or replacement for a defective new vehicle when a substantial defect cannot be fixed in four attempts, a safety defect within two attempts or if the vehicle is out of service for 30 days within the first 12,000 to 18,000 miles or 12 to 24 months.
Success in using state lemon laws depends upon three things: keeping good records, providing the right notice, and using arbitration programs where required. As with all cases involving two or more parties, it is important to document the transaction. When it comes to dealing with auto manufacturers and dealers, it's even more important. The car business is the big leagues -- you're dealing with professionals who will do just about whatever it takes to win.
Reply:SUE THEM!!!!
What mot do pentagon give on approved used cars?
i was told if a car has less than 9 months left on the mot then pentagon will put 12 months on for you
Is it possible to ask the dealer to remove the dealer name tattoo/badge/sticker on a car ur about to buy?
I'm in the market for a new car, but some of the cars I like have the dealership's name on the back. it ruins the look of the car for me, and I don't like how I'm paying almost 30k for a new car and I have to give them free advertising too. is there an option to delete this? how hard could it be to paint over the patch?
Is it possible to ask the dealer to remove the dealer name tattoo/badge/sticker on a car ur about to buy?
definitely ask them, if they want the sale, they'll do it!
Is it possible to ask the dealer to remove the dealer name tattoo/badge/sticker on a car ur about to buy?
YES. They can and should remove it for you with no damage at no cost or you should buy your vehicle elsewhere. Tell them that.
Reply:I have worked in a dealership for years - they cannot refuse. So yes, ask them.
Reply:Yes, tell and have it written NO DEALER INFO ADDED or it negates the deal, that is ususally done a the delivery prep time.
Reply:I usually do it myself, but I am sure they will do it if you tell them as part of the deal.
I don't believe in giving them free advertisement either.
Reply:It's usually just a sticker. Sure you can have them remove it, and I would recommend you do it before you take the car. Stickers have glue that gets old and hard after sitting in the sun, and the sticker will get more difficult to remove with time. Some dealers just put a frame around the license plate, and of course you can remove that easily. You should not have to advertise for anyone, unless they pay you, of course.
Reply:I have requested it on every car I bought for 20 yrs. The dealer has never had a problem granting my request.
Reply:just ask the dealership. they cant refuse you if you buy the car. dont paint over it.
Reply:yest they'll do it, and it won't damage the car at all.
Reply:They want to make a sale. They will do it GLADLY if they think you're a buyer. Just go ahead and mention it. Thanks!
Reply:It is a decal. Peel it off, or tell them to.
Reply:It's just a sticker. You can insist that the salesperson get rid of the dealer badge from the trunk before you pick up the car. Make sure you have them add it to the contract because the same thing happened to me. It wasn't a $30K car but it was brand new nonetheless and the sticker/badge really bothered me. I told the dealer I wanted it removed when I came to pick up the car in a few days. Sure enough, the badge was still there when I got there and he said I could just remove it myself. It wasn't a deal breaker for me but it was more of an inconvenience for me to do it myself...I just went online to figure out how to remove it.
Most of the time, it's just a sticker that can be sliced off. Use a piece of dental floss and slide it behind the badge. In a back and forth motion while pulling down, use it to slice through the glue that's keeping the badge on the car. Once the badge is off, you can rub the spot with some Goo Gone and it will loosen up the remaining glue and can be wiped off easily.
If it's a higher-end car like a Mercedes, sometimes those badges are riveted to the trunk. Make sure it's not riveted before you try to remove it. If it is, then you should have the dealer remove it before you pick up the car.
Reply:Don't try to paint over it. Just ask them to remove it and don't take possession of the car until they do.
Reply:yes, only takes 3 minutes to remove. i had them remove it from my 09 camry before purchasing it b/c it looks ugly with dealer name on it.
Reply:Tell them up front that if you buy from them, you do not want their dealer information posted on the car. They should be willing to accommodate your request. You don't want to try painting over the sticker.
Reply:I hate those things too. I took mine off myself. It's just a sticker and it can be gently peeled off with no harm to the car or the painted surface.
Or ask the dealer to do it. When you sign the buyers order insist that it be removed. Make sure that it is noted on the delivery paperwork. Refuse to accept the car if it not removed.
Those things ruin the look of every car they get slapped on, especially if the Bozo in the back puts it on crooked.
Is it possible to ask the dealer to remove the dealer name tattoo/badge/sticker on a car ur about to buy?
definitely ask them, if they want the sale, they'll do it!
Is it possible to ask the dealer to remove the dealer name tattoo/badge/sticker on a car ur about to buy?
YES. They can and should remove it for you with no damage at no cost or you should buy your vehicle elsewhere. Tell them that.
Reply:I have worked in a dealership for years - they cannot refuse. So yes, ask them.
Reply:Yes, tell and have it written NO DEALER INFO ADDED or it negates the deal, that is ususally done a the delivery prep time.
Reply:I usually do it myself, but I am sure they will do it if you tell them as part of the deal.
I don't believe in giving them free advertisement either.
Reply:It's usually just a sticker. Sure you can have them remove it, and I would recommend you do it before you take the car. Stickers have glue that gets old and hard after sitting in the sun, and the sticker will get more difficult to remove with time. Some dealers just put a frame around the license plate, and of course you can remove that easily. You should not have to advertise for anyone, unless they pay you, of course.
Reply:I have requested it on every car I bought for 20 yrs. The dealer has never had a problem granting my request.
Reply:just ask the dealership. they cant refuse you if you buy the car. dont paint over it.
Reply:yest they'll do it, and it won't damage the car at all.
Reply:They want to make a sale. They will do it GLADLY if they think you're a buyer. Just go ahead and mention it. Thanks!
Reply:It is a decal. Peel it off, or tell them to.
Reply:It's just a sticker. You can insist that the salesperson get rid of the dealer badge from the trunk before you pick up the car. Make sure you have them add it to the contract because the same thing happened to me. It wasn't a $30K car but it was brand new nonetheless and the sticker/badge really bothered me. I told the dealer I wanted it removed when I came to pick up the car in a few days. Sure enough, the badge was still there when I got there and he said I could just remove it myself. It wasn't a deal breaker for me but it was more of an inconvenience for me to do it myself...I just went online to figure out how to remove it.
Most of the time, it's just a sticker that can be sliced off. Use a piece of dental floss and slide it behind the badge. In a back and forth motion while pulling down, use it to slice through the glue that's keeping the badge on the car. Once the badge is off, you can rub the spot with some Goo Gone and it will loosen up the remaining glue and can be wiped off easily.
If it's a higher-end car like a Mercedes, sometimes those badges are riveted to the trunk. Make sure it's not riveted before you try to remove it. If it is, then you should have the dealer remove it before you pick up the car.
Reply:Don't try to paint over it. Just ask them to remove it and don't take possession of the car until they do.
Reply:yes, only takes 3 minutes to remove. i had them remove it from my 09 camry before purchasing it b/c it looks ugly with dealer name on it.
Reply:Tell them up front that if you buy from them, you do not want their dealer information posted on the car. They should be willing to accommodate your request. You don't want to try painting over the sticker.
Reply:I hate those things too. I took mine off myself. It's just a sticker and it can be gently peeled off with no harm to the car or the painted surface.
Or ask the dealer to do it. When you sign the buyers order insist that it be removed. Make sure that it is noted on the delivery paperwork. Refuse to accept the car if it not removed.
Those things ruin the look of every car they get slapped on, especially if the Bozo in the back puts it on crooked.
Dealer wrote on receipt when they sold me my car they would fix check engine light?
When I bought my car the dealer wrote on a recipt they would fix cel if it reapperaed. About 3 days after having car the cel came back on, I took it to there mechanic about 3 times replaced several parts, everytime I took it they said drive it for 2 weeks or so to cycle through the ecu. Well its been about 2 months now and there are still cel's. I have about 500 miles on the car and after renewing my temp plates twice I had to go get echeck. In the echeck parking lot I disconnected battery so that it would pass and now hes saying it passed echeck, its over now. Just curious to see if I have any rights here considering I have in writing that he would fix cel. THanks for any input
Dealer wrote on receipt when they sold me my car they would fix check engine light?
Take it back to the dealer where you bought it. If They do not fix it threaten to drive the car through their window.
Dealer wrote on receipt when they sold me my car they would fix check engine light?
I think he would still be responsible to fix it. Usually you can talk to an attorney the first time for free. Also let the Better Business Bureu know.
Reply:go back to dealer and tell them to fix it right or you will throw a fit in front of all their customers and scare them away telling them how bad this dealer is.
Reply:Tell the Better Buisness Buearu, maybe contact an attorney.
Reply:Sounds like you have a lemon on your hands. It's nothing you did wrong or the dealer did wrong either. It's just that 1 in 1000 car that has issues that just can't be fixed. The dealer is responsible for fixing it and if it can't be, then you should be entitled to a new car.
Each state has their own Lemon Laws. Check the link below for your state. I used to live in NY and the New York State New Car Lemon Law, General Business Law, Section 198-a, provides that if, after a reasonable number of attempts, a dealer cannot repair a new vehicle within the first 18 months or two years of delivery of that vehicle to the consumer, then the consumer is entitled to a refund of the purchase price or a replacement vehicle. The law presumes that a reasonable number of attempts have been made if the dealer has made four repair attempts for the same problem or the vehicle has been out of service for 30 days or more within the first 18,000 miles or two years. However, this does not mean that you have to have four repair attempts or meet the 30 day requirement to have a claim under the New York State New Car Lemon Law. So long as a "reasonable number" of repair attempts have been made, you may seek relief. Consequently, you should always consult with a lawyer when evaluating your legal rights. This law also provides a mechanism for recovering attorney fees.
I had a problem with my Subaru that rendered it un-driveable each time the part failed and had to be towed to a dealership each time. It happened 3 times within a month's time frame. The 4th time it was in the shop, I contacted a Lemon Law lawyer in my state and explained my case to them and they accepted the case. Technically, I was over the limit in mileage to qualify for a "lemon" (I had 25K miles on the car) but it was still under the new car warranty. I wrote to Suabaru of America to demand a new car since it was obvious that they could not fix my car properly. My lawyers had already started processing the case and I'm not sure if that gave Subaru some pressure but before I got my car back, they had sent a specialist from Subaru headquarters to diagnose my problem. After I got my car back, it never happened again. I was happy as a clam that I got my car back and there were no issues so I thought the case was closed. Apparently, my lawyers were still pursuing the case. About 1 year later, I received a letter and a check from my lawyers awarding me $1500 from Subaru for my troubles. I could either take the money or pursue the lemon law and try to get a new car. I just opted to take the money since my car was driving fine after the last incident.
Since your car is much newer than mine and they still haven't fixed the problem, I'd start searching for a Lemon Law lawyer in your state. I found mine through the link below. My lawyers recouped their fees from Subaru too...nothing out of my pocket.
Good luck with your case!
Reply:You did wrong by disconnecting the battery in this case.
And what do you mean by echeck??
And why did you have to renew your temp plate twice? once the deal is done they should have sent your paper work in to
where ever they had to send it to.
I would have told them to keep the car and give me another car in place of it or give me car to drive and call me when you know you have it fixed.
SEE that is what is wrong with a lot of dealer ships any more
if it is a used car they do as little as possible to get you out of there hair..Then if you buy a new car they will bend over backwards to get you in it because, the new cars is where they make there money or the big bucks at.and the heck with the people that only has the money to buy a used car..
b.Jerry30
Credit
Dealer wrote on receipt when they sold me my car they would fix check engine light?
Take it back to the dealer where you bought it. If They do not fix it threaten to drive the car through their window.
Dealer wrote on receipt when they sold me my car they would fix check engine light?
I think he would still be responsible to fix it. Usually you can talk to an attorney the first time for free. Also let the Better Business Bureu know.
Reply:go back to dealer and tell them to fix it right or you will throw a fit in front of all their customers and scare them away telling them how bad this dealer is.
Reply:Tell the Better Buisness Buearu, maybe contact an attorney.
Reply:Sounds like you have a lemon on your hands. It's nothing you did wrong or the dealer did wrong either. It's just that 1 in 1000 car that has issues that just can't be fixed. The dealer is responsible for fixing it and if it can't be, then you should be entitled to a new car.
Each state has their own Lemon Laws. Check the link below for your state. I used to live in NY and the New York State New Car Lemon Law, General Business Law, Section 198-a, provides that if, after a reasonable number of attempts, a dealer cannot repair a new vehicle within the first 18 months or two years of delivery of that vehicle to the consumer, then the consumer is entitled to a refund of the purchase price or a replacement vehicle. The law presumes that a reasonable number of attempts have been made if the dealer has made four repair attempts for the same problem or the vehicle has been out of service for 30 days or more within the first 18,000 miles or two years. However, this does not mean that you have to have four repair attempts or meet the 30 day requirement to have a claim under the New York State New Car Lemon Law. So long as a "reasonable number" of repair attempts have been made, you may seek relief. Consequently, you should always consult with a lawyer when evaluating your legal rights. This law also provides a mechanism for recovering attorney fees.
I had a problem with my Subaru that rendered it un-driveable each time the part failed and had to be towed to a dealership each time. It happened 3 times within a month's time frame. The 4th time it was in the shop, I contacted a Lemon Law lawyer in my state and explained my case to them and they accepted the case. Technically, I was over the limit in mileage to qualify for a "lemon" (I had 25K miles on the car) but it was still under the new car warranty. I wrote to Suabaru of America to demand a new car since it was obvious that they could not fix my car properly. My lawyers had already started processing the case and I'm not sure if that gave Subaru some pressure but before I got my car back, they had sent a specialist from Subaru headquarters to diagnose my problem. After I got my car back, it never happened again. I was happy as a clam that I got my car back and there were no issues so I thought the case was closed. Apparently, my lawyers were still pursuing the case. About 1 year later, I received a letter and a check from my lawyers awarding me $1500 from Subaru for my troubles. I could either take the money or pursue the lemon law and try to get a new car. I just opted to take the money since my car was driving fine after the last incident.
Since your car is much newer than mine and they still haven't fixed the problem, I'd start searching for a Lemon Law lawyer in your state. I found mine through the link below. My lawyers recouped their fees from Subaru too...nothing out of my pocket.
Good luck with your case!
Reply:You did wrong by disconnecting the battery in this case.
And what do you mean by echeck??
And why did you have to renew your temp plate twice? once the deal is done they should have sent your paper work in to
where ever they had to send it to.
I would have told them to keep the car and give me another car in place of it or give me car to drive and call me when you know you have it fixed.
SEE that is what is wrong with a lot of dealer ships any more
if it is a used car they do as little as possible to get you out of there hair..Then if you buy a new car they will bend over backwards to get you in it because, the new cars is where they make there money or the big bucks at.and the heck with the people that only has the money to buy a used car..
b.Jerry30
Credit
Are there any good online guides to buying used cars?
i need to but a used car that gats better milage that my 13mpg freeway dodge ram.
but i dont know how to shopw for used cars. can ya help?
Are there any good online guides to buying used cars?
http://www.cars.com
Are there any good online guides to buying used cars?
check edmunds.com.
Reply:use these online resources.
edmunds.com
kbb.com
autos.msn.com
vehix.com
cars.com
consumerguideauto.howstuffworks.com (no WWW up front)
autotrader.com
fueleconomy.gov
but i dont know how to shopw for used cars. can ya help?
Are there any good online guides to buying used cars?
http://www.cars.com
Are there any good online guides to buying used cars?
check edmunds.com.
Reply:use these online resources.
edmunds.com
kbb.com
autos.msn.com
vehix.com
cars.com
consumerguideauto.howstuffworks.com (no WWW up front)
autotrader.com
fueleconomy.gov
Can I afford this car?
I just got a job coming out of college and I want to get a 35k car. I have 15k to put down on it...I make 55k annually, i have never owned a car though and I was wondering if i can afford this.
Can I afford this car?
What car is it?
Can I afford this car?
depends on all of your other expenses-- if your going to live at home with mom and dad, sure. but if your going to have rent,elect, phone and other misc bills, you have to figure out your monthly budget,-- your only going to finance 20k, so your payments for 5 years if credit ok about 380 a month- plus insurance and maintenance-- only you can decide
Reply:Well, you might. You asked CAN you...well...CAN YOU?! Figure it out instead of making other people do it for you. You need to take ur taxes out of 55k, then find out how much you make a month, then figure out if you can afford the monthly payments...along with all ur other bills...PLUS the house payments. If ur gunna live with ur parents, then buy it.
Reply:Can't wait to live the "American Dream" of having a big car payment eh? Something to think about....you just graduated and got this job. Do you have any assurance that you will be there next year or the year after. I would say buying a high dollar car at this point in time is not a wise move.
Reply:If you put all the money down, you can make that easy. However, if I was you. I'ld check and see if you can find one that is used with 10000 miles or 20000 miles on it. I know your asking for an 09 but if you could wait a little bit or get the 08, You could get anything fully loaded thats already been pimped out for less than 35. Still has the warranty too.
Good luck.
Reply:Well, why dont you tell me, CAN you afford this car.
With the recession coming up, and the oil prices going up up up, none of us are sure that we will be able to afford anything later on.
First off: Can you make the car payment, and still have enough to put SOME money in your savings account after paying all bills?
Secondly, Can you afford insurance on this car?
And do you have enough credit to get a good deal on interest
last but not least, can you afford GAS on this car.
Its better off to save more money and buy it later on. Invest it in savings, that way you'll be able to at least get interest on the money.
after all, if you do end up losing your job, you have the 15k you saved to fall on for a few months.
Reply:No, you can not afford either of these cars.
You maximum monthly car payment should be no more than 20% of your take home pay.
If you make $55K a year there is no way you can afford a $35K car. Why don't you do the financially intelligent thing and spend your cash on a car and live without that huge debt. For $15k you can buy a beautiful used BMW that is still covered under warranty.
Can I afford this car?
What car is it?
Can I afford this car?
depends on all of your other expenses-- if your going to live at home with mom and dad, sure. but if your going to have rent,elect, phone and other misc bills, you have to figure out your monthly budget,-- your only going to finance 20k, so your payments for 5 years if credit ok about 380 a month- plus insurance and maintenance-- only you can decide
Reply:Well, you might. You asked CAN you...well...CAN YOU?! Figure it out instead of making other people do it for you. You need to take ur taxes out of 55k, then find out how much you make a month, then figure out if you can afford the monthly payments...along with all ur other bills...PLUS the house payments. If ur gunna live with ur parents, then buy it.
Reply:Can't wait to live the "American Dream" of having a big car payment eh? Something to think about....you just graduated and got this job. Do you have any assurance that you will be there next year or the year after. I would say buying a high dollar car at this point in time is not a wise move.
Reply:If you put all the money down, you can make that easy. However, if I was you. I'ld check and see if you can find one that is used with 10000 miles or 20000 miles on it. I know your asking for an 09 but if you could wait a little bit or get the 08, You could get anything fully loaded thats already been pimped out for less than 35. Still has the warranty too.
Good luck.
Reply:Well, why dont you tell me, CAN you afford this car.
With the recession coming up, and the oil prices going up up up, none of us are sure that we will be able to afford anything later on.
First off: Can you make the car payment, and still have enough to put SOME money in your savings account after paying all bills?
Secondly, Can you afford insurance on this car?
And do you have enough credit to get a good deal on interest
last but not least, can you afford GAS on this car.
Its better off to save more money and buy it later on. Invest it in savings, that way you'll be able to at least get interest on the money.
after all, if you do end up losing your job, you have the 15k you saved to fall on for a few months.
Reply:No, you can not afford either of these cars.
You maximum monthly car payment should be no more than 20% of your take home pay.
If you make $55K a year there is no way you can afford a $35K car. Why don't you do the financially intelligent thing and spend your cash on a car and live without that huge debt. For $15k you can buy a beautiful used BMW that is still covered under warranty.
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