car is worth $12,000 and seller is asking $9,000. I'd like to get a little back for taxes, title, registration, etc. can the bank cut a check to the seller, and a check to me? I know they can put a lien for the whole value of the car (100% loan to value), but can the money go elsewhere as well?
Can i get extra cash back on a car loan if the seller is asking less than blue book?
You might be able to do what you are thinking, but not that way.
I have done that before. I saw a car for sale, went to the bank for it, got the loan for the full amount, then went back to the dealers and negotiated a lower price.
As I had a car loan, the bank would only give me a cheque made out to the dealer.
What I had to do was tell the dealer, and he then gave me cash back.
Maybe if you negotiate with the seller, he will give you a cheque or cash back for the other $3000.
Can i get extra cash back on a car loan if the seller is asking less than blue book?
It can really save you time to just get an automobile loan quote online to see what the going rates are. You might be really happy. Also if your credit is not the best, a lot of online loaners are more able to help you.
What I most often tell folks is that an online quote at http://auto.lowratetoday.com is the way to go.
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