Friday, November 6, 2009

Should I buy a car?

With the economy the way it is now, should I go buy a car? I am going to need one for school and work this fall and this summer. I would not be using that much in gas. Should I make the splurge? It's either buying a sweet laptop or using that money for a down payment on a used car. I can always buy a laptop in the fall. I see a car I really like. It's only $ 8,000. I am still wondering if I should do it.
Should I buy a car?
Go for it as long as you are sure you will have enough money in the fall to get the laptop you need. Weigh the prices of gas with pain of taking public transportation and make a decision. Make sure to have the car checked out by a reputable mechanic to make sure that it won't be costing you money in the long run. Any reputable seller should let you do this.
Should I buy a car?
Do you really need the car or simply want one? Will the car reduce your expenditure or increase it? Have you taken into consideration the actual cost of owning a car?.... gas, maintenance, insurance...
Reply:Yeah go for it and sometime in the fall or mid summer you can start saving up and maybe ask for a little bit more cash for a new laptop... "GOOD LUCK"!!!
Reply:It sounds like you need a car to me and you have done your homework. When buying the car, see if you can get them down a bit on the price. Before purchasing, post another question with the details of the car. We might be able to help you negotiate a better price for the car. The money you save on the purchase of the car can go toward your laptop this fall.





Good luck.
Reply:Make sure you go buy during Lean season when prices are down or there are Incentives going. This would be around the time in fall when New models are introduced. If you have to do it immediately, wait for 4th of July sale.





I am assuming you have done your homework on pricing and gas mileage. You can always get a laptop from Craigslist or a Mini Notebooks that are Sub 1000 Price range.
Reply:Be careful of used cars. I feel more comfortable getting a low-mileage used car from a dealer that sells that model new. Make sure you get the balance of the warranty, and try to haggle for a 30-day fix-it-free deal if something breaks as you drive off the lot.





Financially, make sure that your payments are within your budget. Put down as much as you can, and get a loan pre-approval if you can from your bank. Be careful of the low-interest or rebate. Look at your TOTAL cost, including interest over the life of the loan--and don't trust the salesperson when they do the math in their head.





Good luck!





William


http://dealchalet.com/sites/automo.htm
Reply:If you really need a car to get around like work and school, then I'd say go for it.

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