How do I go about getting a car loan in Ontario?

And how long does it take? Like can I just go in and get one (if approved)? I'm looking for a loan under $10,000, by the way.
How do I go about getting a car loan in Ontario?
depends on your credit rating your job and various other factors. i got a loan a couple years back no problem through cibc for about the same amount. didn't need any collateral or references. once approved it will take a couple wks to get the money
How do I go about getting a car loan in Ontario?
It should really save you time to just get an auto loan price online to see what todays rates are. You might be pleasantly suprised. Also if your credit is not so great, a lot of them are more willing to work with you.



What I always tell folks is that an online quote at http://auto.lowratetoday.com is a no brainer.
Reply:Car loans for people with bad credit score are mainly given as two options i.e. secured and unsecured. Under a secured loan, the car or any other collateral needs to be pledged as security with the lender. Secured loans often carry a lower rate of interest and are also easily approved due to the collateral%26lt;!--being placed. Unsecured loans for cars generally have a higher rate of interest as there is no collateral and hence the risk to the lender is more. Both these loans are generally provided for a time ranging between 5-7 years. Clearing some of your old debts can improve your credit score, which may in turn fetch you lower interest rates when you are applying for auto loans.





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A person may incur a poor credit score due to many reasons such as accumulated arrears, defaults, repayments that have been omitted and so on. With the advent of bad credit auto loans, even those with a not so good--%26gt;credit history are being provided with the opportunity to purchase a vehicle. A down payment is however required while acquiring these funding options. Refinance car loans are also being provided by some lenders even for those with a poor credit score.
Reply:I know of a well known registered and legitimate loan company, that gave me loan with bad credits, and they are legit to enough to help you in your situation.. it is not needing a loan, but getting the loan you need.


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Reply:try prosper.com or lendingclub.com if your credit score is above 520, but if it is lower than that only then you should try a private loan lender, i know of alexfinanceloans.com and i have used them once and i think there interest rate is okay, here is there direct email link (ben_aggie123@yahoo.com)
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